Discover How To Create Multiple Income Streams & Build a Bank Account that Grows While You Sleep!

These are the exact strategies I used to create over 6 figures a year in passive income! I can't wait to make you our next student success story.


Stop working harder, and start working smarter by learning the strategies of the rich.


I’m Nicole Victoria, and I am so freaking excited to teach you how to up-level your money by harnessing the power of multiple streams of income.

Most of you coming onto this page have one stream of income: likely your 9-5 job. But what if I told you the average millionaire has 7?

This program will work to help you build out multiple streams of income with trainings in side hustles + business, investing, real estate, the stock market, REITS, MICs and more.

I built 6 income streams in my 20s, which helped me grow a $1,000,000 net worth - and will also help me retire early in my 30s as a multi-millionaire. 

I've been where you are: knowing I was meant for something more in this life, but not sure how to get there. Well, Mega Money Babe, I'm here to show you that money gets to be easy and walk you down the roadmap to success.

In this program I will teach you how to:

  • Build your million dollar investment portfolio

  • Use real estate to get rich and make big $$$¬†

  • Create passive income (aka so you can get paid while you sleep)... and much more

¬†*PS this method is not a ‚Äúget rich quick‚ÄĚ scheme (those are scams) -¬†I'm not promising you will be a millionaire tomorrow. BUT, if you put these trainings into action, you will set yourself up on the roadmap to ultimate financial success in your lifetime on your own timeline - whatever you want that to look like for you.


Meet the No Budget Babe, Nicole Victoria.

Nicole is a Money Coach and financial literacy advocate who specializes in helping 20 and 30 something women effortlessly manage their money + build bank accounts that never stop growing.

Nicole knew there had to be more to life than living in a perpetual cycle of having too much month left over at the end of her money, with 0 in the bank - so she got to work. She learned everything she could about personal finance, and was able to go from broke as a joke ($40,000 in debt with 0 dollars in savings) to a $500,000 net worth in a matter of years -  and that's how the MAKIN' Money Moves process was born.

She made it her mission to help teach other women how to take control of their finances so they can finally start winning with money, and living the life of their dreams.

*Check out Nicole's full bio here.


‚ÄúIt‚Äôs my mission to change your whole damn life and show you that it can be easy to win with money. Let‚Äôs freaking go!‚ÄĚ

As seen in...

Imagine This...

You learned how to start a side hustle (or full fledged business) that filled your bank account with money while you slept - and learned directly from someone who built a multiple 7 figure online business from scratch

You knew how to use your home to build massive wealth (tax free), and how to build a portfolio of rental properties - from someone who has worked on the sale of hundreds of homes in one of North America's hottest markets

You were taught how to build passive income with stocks (it's easier and less risky than you think) - from someone who built her own 6 figure portfolios

You could put your plan in place to help you reach your most wild financial goals, like early retirement, moving to a remote island, travelling for months out of the year, and having the time to focus on your passions (instead of work)

How do we know this works? 


Because it’s the exact process Nicole Victoria took to become a self made millionaire in her 30s - and now she's on the road to early retirement with 6 streams of income...


And we're here to teach and support you on this journey. Are you a badass Babe ready to take control of her financial future?

Check out this Income Multiplier review from Alexandra!

Meet Alexandra: Went from knowing the basics to setting herself up for early retirement.  

"I started Nicole’s Income Multiplier course with no debt and some basic knowledge (which most of it, I learned from Nicoles’ TikToks within the past year and a half).

I signed up for this course because I want my money working for me and I would like to retire early and even have the option to work part time in 10 years.

With The Income Multiplier course, I was able to sell my condo in the city to buy my dream house in the country where I would like to raise my future children. With the profits I made, I opened up an emergency fund, a savings account for upgrades I would like to have and I finally invested the remaining profit into my RRSP and TFSA accounts where I purchased some stocks and REITs. My next step is to invest into a MIC (I am currently setting aside some money so I can receive a decent amount of money through interest monthly).

In the Income Multiplier course, Nicole went through all of the steps you can take to make your money work for you! Whether it is creating a new side hustle, investing in stocks or even MICs, she helps you choose what option is best for you. I have never felt so good about my financial state!"

This mastermind is for you if:

You know your money can work harder than you ever could.

You're making good money, and you've mastered the basics to personal finance - but you know the only real way to get ahead in life is to get your money working harder than you do (and you're ready to learn how to put it to work).

You have big dreams for yourself and your life, but you're not sure where to start.

You know you should be doing something but you're not exactly sure what that is, or where to start. You've heard about financial independence and would love to "choose to work", but you need some help and guidance in developing your game plan.

You're ready to go all in for yourself and make a change.

You're a go-getter, and you know the best things in life come when you work (and plan) for them. You're ready to take radical responsibility for your life and learn how to get your money working for you.

Wondering what our babes have to say about working with us? Check out these testimonials.

Check out this No Budget Babe review from Tijana!

Meet Tijana: She now has the financial education to help her achieve her personal and professional goals!

Tijana had no personal finance background and thought that she'd be set for life once she made more money.

But she didn't see the financial success she'd hoped for when she started making more money.

After completing Making Money Moves, Tijana was able to:

ūüĒ•Build a $4000 emergency fund from $0! 

ūüĒ•Paid off $2000 of high-interest debt in the first month! 

ūüĒ•Created a plan for yearly family vacations!

ūüĒ•Created a plan to purchase a home within the next year!

We're so proud of Tijana for unlocking her Mega Money Babe status! ūüí™ūüŹĹ

Check out this No Budget Babe review from Lyndsay!

Meet Lyndsay: Went from avoiding her finances to changing her entire life. 

"I was really stuck, I really never thought I would never be able to change the garbage situation that I was in and she [Nicole] made me see the light. I am forever so unconditionally grateful for that" 

Lyndsay is no longer avoiding her finances, changed her mindset, started investing and is now going for her dream opportunity in Florida!

Check out this No Budget Babe review from Stevi!

Meet Stevi: Went from relying on CCs to set up for the future.

“I don’t even know where I’d be without this program…I feel like such a bad a$$ as a woman in my 20s”

Stevi is no longer relying on her credit card or scraping by. She was able to get out of the credit card cycle, build 6-month emergency fund savings, negotiate a 20% raise, start investing and finally feel confident with her financial future.


Do you feel seen? Girl, we got you.

You’ll learn the exact step-by-step roadmap Nicole used to go from being $40k in debt to becoming a millionaire.

Future Mega Money Babes, Income Multiplier is a TOTAL financial transformation. No quick fixes. No gimmicks. This program is HARD WORK, and it's not for the weak of heart. But if you want a solution to your finances once and for all so you can finally get what you want in life, this might just be the answer.

Let's help you master your money and build you a bank account that never stops growing!


Course content

ūüíł4 months of life changing money modules, packed with trainings to help you become a rich b*tch

ūüíłSupport and personalized coaching from Nicole and her team through weekly calls and a private student only group

ūüíłHomework lessons to¬†help you implement what you've learned


Wealth-Building Plan
This is where we get into all of the pre-work... The foundational stuff that gets you quick wins and helps you start to make big moves in your financial life!
Our goal with the our coaching is for you to make the investment back that you made into the program thousands of times over in your life, and this is how we start to deliver.
  • Discover the different types of income and how to break free from the hours-for-dollars grind!
  • Craft a wealth-building roadmap that aligns with your dreams, goals, and lifestyle!
  • Find out how to get your partner on board with your goals, and how to have a financially secure relationship!
  • Uncover the sneaky fee monsters that are nibbling at your net worth!
  • Revamp your behaviors and mindsets, cementing a DON'T. LOSE. MONEY. mentality that will protect your wealth!
  • And so much more!‚Ķ
Module 1: Increasing Your Active Income
The first step in your "get rich" journey is to increase your active income - this is the top of the income funnel, and is what is going to allow you to supercharge your investments.
We teach you strategies to make more active income without working more, using strategies like negotiating a raise - including the exact step-by-step process and word for word scripts that have helped our students secure 10%, 20% and even 30% more on their paychecks.

You'll also learn the best ways to start a profitable side hustle if you've ever thought about bringing in more income, or expanding your reach with a new business idea. We teach you how to plan your side hustle, develop your signature method to getting your clients the best results, how to set up your business for legal and financial success, and how to avoid the traps that many new business owners fall into.
Add in some mindset work to encourage you and inspire you to take massive action, and we've got the perfect recipe for multiplying that active income stream to help you build your fat bank account.
  • Learn 6 proven steps to negotiating a big pay raise (like a boss)!
  • Learn how to build out a side hustle to get your bank account growing!
  • Discover incredible methods for increasing your income without working more hours each week!
  • Complete a calendar audit to reclaim your time, optimize your schedule, avoid overwhelm, and move one step closer to building your dream lifestyle.

Module 2: Real Estate Wealth Building

Whether that's learning how to use your home to build massive wealth (like the strategies I used to make $150k profit in 2 years tax free), how to invest in real estate and rental properties THE RIGHT WAY so you don't lose money, or ways to get paid like a landlord without actually BEING a landlord. We've got it all.

I was a top real estate broker for 6 years, I've personally worked on thousands of home sales with top teams, and I've seen it all (and then used that knowledge to help my students and clients get rich with houses).

  • Learn how to use my Smart Money Home Buying Method to fund the purchase of your dream home or rental properties!
  • Receive guidance on how to avoid the BIGGEST home-buying mistakes that cost you serious $$$$$
  • Discover the smart way to build equity and plan for the future!
  • Dive deep into the world of Real Estate Investment Trusts (REITs), group real estate platforms, and other options to start investing in real estate so you can start getting paid like a landlord (without the headache)!

Module 3: Stock Market Investing

Next we're going to teach you about the world of stock market investing, including the types of income you can make, step-by-step instructions on how to invest, how not to lose money when the market crashes, and how to choose the best investments to build your own 6 or 7 figure portfolio.

  • Discover the magic of "compounding" and how to grow your wealth exponentially over time!
  • Hone your investment skills with the The Millionaire Investor package, included at no additional cost!
  • Understand the strategies for long-term investing and develop an unshakable portfolio!
    Plus, learn three crucial steps to safeguard your investments during a market downturn!

Module 4: How to FI/RE

Ditch the "live to work" mentality and slide into the luxury of "work optional." We'll arm you with the know-how to create a cash flow that's as fabulous and free as you are. Say hello to your liberated future so you don't have to give the best years of your life away to some corporation.

  • Learn all about the FIRE movement - Financial Independence, Retire Early
  • Who says you need to wait until 65? Retire whenever your heart desires after you discover how to make your money work for you (instead of the other way around)!
  • Understand what it means to go "work optional," and have enough cash flow to cover your expenses and lifestyle!
  • Calculate how much you need to retire early and work backward to build a portfolio that meets all your needs.

And SO MUCH MORE, including guest trainings, access to a licensed therapist with monthly Mindset Masterminds, weekly coaching calls with Nicole and team, a private student group for support between calls, mini courses, downloadables, spreadsheets... basically everything you need to take your life from broke to ballin'.


Apply to Join Us Inside

Income Multiplier

Here's Your Chance to Join this Exclusive Program

  • 4¬†Month Coaching Program
  • Group Calls With Nicole Victoria
  • Support Material
  • The Millionaire Investor Package
  • Community With Other Empowered Women
Apply To Be Considered For A Spot!

Testimonials from our Mega Money Babes

Meet Rashiqah: now on the path to early retirement in the next 10-15 years.  


"Nicole’s three month coaching program provided me with the skills, knowledge and mindset to learn how to manage my money effectively for my future self. Her program is life changing as it really made me reflect on what’s important to me and recognize my self sabotaging habits. Being coached by Nicole made a great impact on my journey to gain control over my financials and live a life that has my money working for me!"

Some of Rashiqah's big wins:
  • On her way to be able to work part time by late next year and focus my time investing in herself (based on savings and investments)
  • Purchasing a new home in the next 3 years (in addition to her other 2 properties)
  • Saving hundreds per month to invest in index funds and stocks (which will help fund an early retirement)
  • Saving for a 3-4 month trip to south east Asia (she has the time and money to spend on things that bring her true joy)
  • On the path to be financially independent in the next 10-15 years (AKA early retirement. Ps. She's in her 20s)

Meet Sonia: now saving $2,500 a month, and locking in her millionaire status in her 20s.

 "I'm now able to buy a home in less than a year, when home ownership wasn't even on my radar before this program - I thought it was a distant dream." - Sonia

 *Sonia is star student turned star Co-Coach and has joined the No Budget Babe team to help our Babes reach their full potential

Meet Emily: Increased her net worth by $7,000 in 3 months.

"This course was a game changer. During just the first month of the course, I cut a $3000 credit card bill down to $0 and I kept it at $0!

While paying down my debt, I also increased my savings by $4000 since September. I also started investing in the stock market.

I would rather have money in my accounts for my true goals than things! Overall, I loved it and the ideals it gave me."

Want To Read And Listen To Other Success Stories?

Click Here To Listen To More...

Are you ready to become confident with money + wildly grow your bank account?


Jump into our high level coaching program.

Clients invited to work with Nicole are able to learn the foundations to start saving and investing tens to hundreds of thousands of dollars.

Are you ready to make the investment into yourself + start realizing your dreams?


Can't afford to get your finances in order?

What if you can't afford not to? Try this exercise:

  1. How long have you been feeling stuck
  2. How much do you make per year
  3. Multiply the number of years by your income
  4. This is the total amount of dollars that has come into your life since you've been feeling stuck...
  5. What do you have to show for it?

Make the investment into yourself and start getting everything you've ever wanted. Money gets to be easy, and you get to have the life you've always wanted.


Don't Wait On This!!!

Your Bank Account (And Your Future Self!) Will Thank You When You Finally Get Your Finances In Order...  You're So Close To Living Life On Your Own Terms!

We've helped our students change their entire lives in 4 months... why not you?

Let's GET IT!

Frequently Asked Questions