Stop feeling like you’re falling behind, and start getting what you want in life


You’ve worked your ass off to get where you are.

You did what you were “supposed to”...

But now you’re sitting in your 9-5 with a crazy amount of student debt, wondering how the heck you’re ever going to get ahead. Everyone else seems to have it “figured out”, and you can’t help but feel resentful towards everyone on social media that are living the life  y o u  w a n t.

The life you deserve, the life you worked so hard for.

You went to school, got the 9-5 and make what you thought was a good salary. You try to budget, but you never seem to make any long term progress. Sometimes things get better for a month or two, but then an unexpected expense comes up

Your car breaks down
Someone’s getting married
A trip you just can’t miss out on

And you're right back to freakin’ square one.

You don’t understand how everyone else seems to do it.

The gorgeous weddings
Buying their first home
Being financially stable enough to start having kids

You make good money, but you have nothing to show for it - and you don't understand why.

Girl, you're not alone.




Meet the No Budget Babe, Nicole Victoria.

Nicole is a Money Coach and financial literacy advocate who specializes in helping 20 and 30 something women effortlessly manage their money + build bank accounts that never stop growing.

Nicole knew there had to be more to life than living in a perpetual cycle of having too much month left over at the end of her money, with 0 in the bank - so she got to work. She learned everything she could about personal finance, and was able to go from broke as a joke ($40,000 in debt with 0 dollars in savings) to a $500,000 net worth in a matter of years -  and that's how the MAKIN' Money Moves process was born.

She made it her mission to help teach other women how to take control of their finances so they can finally start winning with money, and living the life of their dreams.

*Check out Nicole's full bio here.

As seen in...

"I was able to turn my entire life around WITHOUT sacrificing what I love, and WITHOUT a restrictive budget."

Nicole has increased her net worth by hundreds of thousands of dollars in a few short years... and she's made it her goal to help as many women as she can achieve a similar level of  personal success and financial independence.

Let's back it up a few years.. Here's her story.

"I was living paycheck to paycheck, with $40,000 in student loans and no assets to call my own.
I kept watching people I knew moving forward in their lives. People I worked with that made the same salary I did buying houses. Paying for weddings. Having kids.

I kept blaming the outside world and refusing to give credit to people that seemed to have figured life out. IT WAS DIFFICULT AND CONFUSING AND HARD. I thought, "here’s no way they could have done it by themselves if I was struggling like this"...
Their parents helped them
They’ve always had a lot of money
They live in an inexpensive city 
But when I finally took an audit of my life [because I am BIG on self improvement], I realized that there was one constant in this situationand it was me.

I kept playing the victim

Things were happening TO ME instead of BECAUSE OF ME

But when I finally made that realization, it’s like a radical shift happened.

I devoted the next few months to learning everything I could about money, finances, and personal success - and then I put my plans into action.
I’m sitting here just a couple years after this transformation...

Debt free [paid 40k in 18 months]

Married to the love of my life [after a wedding we paid for in cash]

Living in our new home [that I would NEVER have been able to afford before]

With our beautiful son


All because I changed my relationship with money, through The MAKIN' MONEY MOVES Method.

And I’m not special.
I’m not different.
I didn’t have life handed to me on a silver platter.

I had to work my ass off to get where I am, and I’ve never been happier.


You are worthy
You are abundant
You are capable

I’m here to share with you my secrets to getting what you want in life, without making more money or a budget that feels more restrictive than the Whole 30 Diet.

We've helped thousands of Babes through our programs... why not you?

Are you ready to change your life?

Testimonials from our Mega Money Babes

Meet Rashiqah: now on the path to early retirement in the next 10-15 years.  


"Nicole’s three month coaching program provided me with the skills, knowledge and mindset to learn how to manage my money effectively for my future self. Her program is life changing as it really made me reflect on what’s important to me and recognize my self sabotaging habits. Being coached by Nicole made a great impact on my journey to gain control over my financials and live a life that has my money working for me!"

Some of Rashiqah's big wins:
  • On her way to be able to work part time by late next year and focus my time investing in herself (based on savings and investments)
  • Purchasing a new home in the next 3 years (in addition to her other 2 properties)
  • Saving hundreds per month to invest in index funds and stocks (which will help fund an early retirement)
  • Saving for a 3-4 month trip to south east Asia (she has the time and money to spend on things that bring her true joy)
  • On the path to be financially independent in the next 10-15 years (AKA early retirement. Ps. She's in her 20s)

Meet Sonia: now saving $2,500 a month, and locking in her millionaire status in her 20s.

 "I'm now able to buy a home in less than a year, when home ownership wasn't even on my radar before this program - I thought it was a distant dream." - Sonia

 *Sonia is star student turned star Co-Coach and has joined the No Budget Babe team to help our Babes reach their full potential

Meet Emily: Increased her net worth by $7,000 in 3 months.

"This course was a game changer. During just the first month of the course, I cut a $3000 credit card bill down to $0 and I kept it at $0!

While paying down my debt, I also increased my savings by $4000 since September. I also started investing in the stock market.

I would rather have money in my accounts for my true goals than things! Overall, I loved it and the ideals it gave me."

Click here for more amazing success stories

Do you ever feel...

  • So stressed out because you feel like you're falling behind in life
  • Confused because you make good money, but have nothing to show for it
  • Scared because you may look like you have it all together to the outside world, but on the inside you feel like it's falling apart
  • Annoyed because you keep buying shit that brings you further from your goals, and you want to know how to stop for good
  • Super overwhelmed by the thought of managing your money + finances
  • Like it's just easier to ignore what's happening than trying to make a plan to change

Imagine if...

  • You paid off your debts in full
  • Bought your dream home
  • Paid for your wedding in cash
  • Felt confident about money + your financial future
  • Felt excited at the thought of having kids, not worried about how you would ever pay for them
  • And had a bank account STACKED with money that worked harder than you do

If that sounds like you, then let's freaking go!

Private and group coaching with Nicole is a 3 month high level program that gives you the foundations to master your money + start building a bank account that never stops growing.

Apply to be considered for a spot in our next round.

This is 100% me

Are you ready to become confident with money + wildly grow your bank account?


Apply to be considered for a spot in the next round of our high level coaching program.

Clients invited to work with Nicole are able to learn the foundations to start saving tens to hundreds of thousands of dollars.

Are you ready to make the investment into yourself + start realizing your dreams?



Can't afford to get your finances in order?

What if you can't afford not to? Try this exercise:

  1. How long have you been feeling stuck
  2. How much do you make per year
  3. Multiply the number of years by your income
  4. This is the total amount of dollars that has come into your life since you've been feeling stuck...
  5. What do you have to show for it?

Make the investment into yourself and start getting everything you've ever wanted. Money gets to be easy, and you get to have the life you've always wanted.


Do you feel seen? Girl, we got you.

You’ll learn Nicole's 7 step signature process [The MAKIN' MONEY MOVES Method] for success in hitting those life goals and setting yourself up for future wealth, and effortless money management.

Future Mega Money Babes, we're talking a TOTAL financial transformation. No quick fixes. No gimmicks. This program is HARD WORK, and it's not for the weak of heart. But if you want a solution to your finances once and for all so you can finally get what you want in life, this might just be the answer.

Let's help you master your money and build you a bank account that never stops growing!


Course content

8 life changing money modules

Homework lessons to walk you through how each module applies to you personally

The day you sign up with us is the day your journey starts. In our pre-work we teach you how to effortlessly add thousands of dollars back into your pockets with ease.
We also know that teaching you how to save money is important, but it's also important to learn how to add MORE money into the pot (without working overtime or taking on a second job). We teach you our tried and true strategies for negotiating a big baller raise, out-of-this-world bonuses, and higher-than-imagined starting salaries (to meet you wherever you're at).
Our goal with the pre-work is for you to make the investment back that you made into the program thousands of times over in your life, and this is how we start to deliver.
The Financial Un-Diet
Before we get into changing your life, we need to dispel all the money myths you've been fed. There is so much noise out there when it comes to finances, so we teach you exactly what you need to focus on to start winning NOW.
Module 1: Shift Your Money Mindset
What we believe about money becomes all the results we will have with money in our lives. In this module we re-frame the way you think about money so you can start to use it in ways that get you to your life goals.

Module 2: Stop the Self Sabotage
Ever wonder why you KNOW what you should do, but just can't seem to actually do it? We break it down in this module so you can stop self sabotaging and break your bad money habits that are keeping you away from what you truly want.

Module 3: Getting Real with Your Goals
In this module we walk you through the entire process of figuring out what your dream life looks like in such detail that it becomes the tool we use to map out your road to success. We can't figure out where we're going if we don't actually know.

Module 4: All About the Finances
We know where we want to go, but before we can set out on our financial journey, we need to understand where we've been. We take a deep dive look into your finances to find out where all that "missing money" has been going.

This is the real meat and potatoes to the program, where we take you through all of Nicole's tips and tricks to finally understand your finances for good and actually start crushing your goals.

Module 5: Growing Those DOLLAAS
It's time to put all the pieces together and create a customized financial plan to take you from feeling left behind to thriving like the boss babe you are. We will look at long-term and short-term goals, and give you the quick wins and financial strategies to start making more and saving more to fast track your success.


  • Step by step instructions on how to bring your savings from broke as a joke to a Mega Money Babe through new school tactics without any of the outdated conventional wisdom
  • Discover how to hit your life goals and put a specific plan in place for the future. Financial independence or early retirement, anyone?

Module 6: Money Talks

Not knowing how to talk about money is keeping us broke, segregated, and paid less than we're worth. We'll go over exactly what you need to understand so you can talk about money + get it working for you.


Want more information?

Download our free e-book, The Makin' Money Moves Method, for a deeper look at our process and philosophies [and why they're so successful]

Let's GET IT!

Frequently Asked Questions