Student Success Stories from our 

Mega Money Babes

Meet Sonia: now saving $2,500 a month, and locking in her millionaire status in her 20s.

 "I'm now able to buy a home in less than a year, when home ownership wasn't even on my radar before this program - I thought it was a distant dream." - Sonia

Meet Rashiqah: now on the path to early retirement in the next 10-15 years.  

"Nicole’s three month coaching program provided me with the skills, knowledge and mindset to learn how to manage my money effectively for my future self. Her program is life changing as it really made me reflect on what’s important to me and recognize my self sabotaging habits. Being coached by Nicole made a great impact on my journey to gain control over my financials and live a life that has my money working for me!"

Meet Janae: paid off $5k of debt & built a 6-month emergency fund in 3 months.

"I never had anyone to teach me about finances, and going into the bank was always incredibly overwhelming. This program has me feeling more comfortable talking about money, handling my money, and picturing the future money that I'll have one day!

I started the MAKIN' Money Moves Method with over $12K in debt and I've successfully paid $5K down since being in this program. I have a six-month emergency fund (which I've NEVER had), and plans for goal saving for the next few years.

Plus, on top of all of that, I was able to negotiate lower monthly bills and advocate during bonus time at my company.

I cannot even begin to express how grateful I am for all the support I got during this program -- Nicole and Rashiqah were incredible mentors and really helped take you through your personal situations. I feel confident having the tools I've gained from this course and can't wait to keep learning!"

Meet Natasha: In control of her finances and formed sustainable habits.  

"I’ve always felt like I was bad with money. Whenever I made strides something would happen and it was always one step forward two steps back. When I found Nicole I won’t lie, I was skeptical. There are so many people on the internet saying they have the solution but Nicole’s program really helps! I started with the free content and then took the plunge into the paid program. I was SCARED but I genuinely believe this is one of the best things I’ve ever done for myself.

The game-changer for me with this program was the mindset piece. I finally figured out why I felt and acted the way I did when it came to money and it allowed me to make big changes in the right direction.

I paid off over 6k in credit card debt and am a few months away from paying off my student loans (cutting that time in more than half). I created a baby emergency fund and am continuing to grow it, started funding my RRSP, and have several other small savings goals I am working on. For the first time, I actually feel in control of my finances and like I’m making strong strides towards financial stability and growth.  

One of the best parts is how sustainable the habits I’ve formed are. I started the program during Covid restrictions, but as things opened up (and we actually were going out again) I was able to stick with these habits. I am continuing to make HUGE progress towards my short and long-term goals and am so grateful for Nicole’s support."

Meet Rebecca: Paid off $10k in debt and built a 3 month emergency fund in 3 months. 

 "This course has truly changed my life. I was so stuck in a toxic cycle of overspending on clothes, shoes, everything I didn't need and really just hoping, wishing, praying that I would somehow have money one day to retire. I was sick of buying things to make me feel better for a few minutes, just to feel like crap again once the instant gratification wore off.

This program taught me more than I thought was possible. I negotiated all of my bills, my CC and even my rent, saving me TONS of money. And it was EASY! This program taught me that money gets to be easy. Which if you said that to me 3 months ago, I would have rolled my eyes.

I've paid off over half of my over 20K in debt in these 3 months. I went from having $0 in savings to a 3 month emergency fund and am working on saving to buy a home in the next 2 years.

The support from the whole NBB team is incredible, and I am so so grateful that I found Nicole and am a part of such an awesome community. My NBB journey definitely isn't stopping here, and I'm excited to continue to learn more! Forever grateful! xx"

Meet Allie: Changed how she thinks about money & feels empowered to invest in her future.

 "Nicole and her team made the complex world of financial literacy feel so digestible. I truly never thought of myself as someone speaking with financial terminology and understanding it, and here I am! These courses have truly changed the way I fundamentally think about money and also helped me understand that the way the system is set up for us to fail if we don't take action. I now am much more knowledgable about investing and other avenues I can take should i want to try. I can't wait to really quantify how much this course has helped me!"

Meet Apolonia: Went from broke & struggling to finally stable with confidence.

"When I first started the program I was worried that I was always going to be broke and struggling. After completing the No Budget Babe program, my mindset completely changed. I am now more confident in handling my money and learning about ways to make more money. I was able to negotiate and lower all of my bills and am now financially stable. I am also able to move out of my rundown apartment into a new one and purchase brand new furniture. I would recommend this program to everyone!"

Meet Liz: Went from confused by finances to empowered & confident.

Meet Katie: Went from $20k in debt to DEBT FREE & purchasing her 2nd property.

"When I first started the program I was super nervous. I was $20,000 in debt and NO savings and nothing to show for myself. I was super embarrassed about how much debt I was in. I quickly learned I was not alone. I worked through the modules and homework and in 7 months I paid off ALL MY DEBT!! I am currently on track to buying my second property. Thank you so much Nicole and team !!"

Meet Kiersten: Has set herself up for success in the future & feels confident making financial decisions.

"I found this course to be very educational and empowering. As a woman in my mid twenties, I want to set myself up for success in the future. I feel that this course has allowed me to do so. I now have a better mindset towards spending and saving which is going to benefit me throughout my life. I also was able to start setting up savings accounts, retirement accounts, investments and goals that are going to benefit me for many years to come. Honestly though, my accomplishment that I am most proud of is that I now feel confident making my own decisions regarding money and don't feel that I need others to guide me. This feels freeing and is going to help me take control of my life. This course helped me reset my mindset and set up a plan to live my dream life!"

Meet Jenna: Cut her debt repayment plan by 6 years.

"I loved having a community that was going through the same challenges I was. It was encouraging to see all the walks of life killing their financial goals no matter the size and always supporting each other. I went from a net worth of -$14,000 to -$3,064 and cutting my debt repayment down 6years! I get excited every time new content is added whether it’s a guest speaker, new module, or TikTok" 

"This course was beyond what I was expecting...I bring it up to anyone who is thinking about financial stability because the foundation of this course is life changing"

Meet Alyson: Got out of being stuck in the past to focused and excited for the future.

"This course helped me understand not only finances but my personal finances, where I am, how I got there and how to get to where I want to be. I can now invest into my future and enjoy in present when before I was stuck in the present or past not expecting to have an exciting future because money was always holding me back. I feel powerful and knowledgeable now!"

" This program teaches people the very basics and tools/strategies to use for a lifetime. I knew nothing coming into this course and now I feel like I am in control of my finances/life"

Meet Lisa: Went from stressed to living her best life.

"NBB was my first choice when it came to seeking help in my finances. She deals with everything from the psychology of things that we do ourselves, which hold us back from our goals, to getting started with investing. With the courses help I set myself up so I don’t need to worry about a budget I just have enough to save, invest and live my best life.  I can’t believe the change in just a few short months. For sure it is a lot of work and at times I was freaking out thinking I could never do this. Whenever I felt like this I just hopped on the next group call and felt buzzed and ready to go again."

Meet Christina: Gained the confidence & knowledge to get her money working for her.

"I loved all of the information that is jam packed in this course that just isn't taught in school. This course taught me about what I really value and how to get my money working for me.

Two big learnings for me were to invest my TFSA which i never knew so it was essentially working as a savings account. The second thing was ETFs and this course gave me the confidence to invest in those and for retirement and made my goals feel achievable."

Meet Gurbir: Realized she had the power to change her life and go after her dreams.

"The Makin' Money Moves 3 Month coaching program was life changing for me. When I started the program, I was in debt and miserable. I had spent the past year accumulating debt on my credit card. I was ordering food several times a week. I hadn't stepped inside a store in months. Instead, I was paying upwards of $4.99 in delivery fees for groceries from stores that were 2 miles away. All I wanted to do was move out of my parents house and move closer to work. I didn't know what to do, but I knew something had to change. 

So I joined TikTok. And, it was life changing. No, I hadn't started recording dances or challenges. Instead, I found Nicole's account. I watched her videos for a month. She spoke about getting in control of your finances, investing, and developing better money habits. I had never thought of my finances in this way before. I guess I had always figured someone else would manage my money for me. I figured I would get married or someone might appear out of thin air and tell me how to get out of debt and how to stop spending excessively. But no one ever did. Until I watched Nichole's videos, I realized that no one ever would. It would be up to me to step-up and figure it out. If I wanted the life that I always dreamed of, I would have to be the one to work toward it. 

But the program Nicole was offering would cost me money, right? Yes, it costs money. But I had been willing to spend on delivery fees for months that had probably accumulated to more than the entire program ended up costing me. 

But what I learned through the program was that it was an expense I WANTED. I WANTED to spend money on learning about finances and being a better person. I think that, above all, is why I would recommend this program to anyone who knows that things need to change, but you don't know where to start. Start with Nicole. She will give you the tools for changing your habits and attitude which are key for actually learning how to pay off debts and learning how to invest. 

It sounds like it doesn't work, but trust me, it does. As I went through the program, I realized that I had the key in me to change and live my best life, I just had to make the choices and change the habits that kept me from my goals. 

Now I'm closer to paying off my debts, I've saved for a down payment, I understand my investing and retirement options, and I've learned to spend on the things that are truly important to me. 

Becoming a smart financial thinker is a journey and I continue to work on it every day. But none of the wonderful changes I've made would have been possible on my own-- Nicole and the Makin' Money Moves program helped me every step of the way."

Meet Maria: Crushed $8k of debt with concrete plans to achieve short & long term goals.

"I started with almost $8000 in debt and in only 4 months, I'm down to $400 left to pay. I did not believe this was possible but it's crazy to think that all this money would have passed by my hands and I wouldn't have saved any of it and would have remained in debt. I have cut down unnecessary expenses and I am still living my best life. I also have $1500 invested and my mini emergency fund of $1000 saved. I have concrete plans of where I want to be in 4 months and in one year.

The group calls are amazing. I thought I'd be uncomfortable sharing with everyone but it felt good to have more people like you, trying to get out of debt etc. The homework were difficult at times, because you're faced with your truth and your future. So far, I have been "saving" and going forward with no real direction, but now I know exactly what I want and how I'm going to proceed for it. It was eye opening"

Meet Allie: Excited about setting goals & creating plans to achieve them.

"I found Nicole through TikTok and everything she said made so much sense. I started her free programs and got so much useful information from them, especially pertaining to mindset. When I wanted to take the plunge and apply to the coaching program, i didn't think i would get in. I thought, "i'm not in any dire situation, i'm probably not a good fit," but lo and behold, I was accepted! Boy did I need this. I needed the real continued guidance from mindset to execution, and for the first time in my life I am excited about making goals and creating plans to achieve them. For me, it's not about the tangible results at this time, but what I can see for the future. Thanks to this program I really believe my future will be much better than without it" 

Meet Althea: Went from racking up debt to $10k in savings.

“At the beginning of this course, I was in a cycle of racking up debt then paying it off, barely thinking about my future self. I was in the midst of starting a new chapter while still clinging to old baggage. This course taught me so much about my mindset and the “why” we do things.

Knowing what I know now, I have managed to put $10k in savings allowing me to not be worried for at least 3-5 months. I have also put a minimum of $1k in my RSP towards my future self. I'm hitting milestones I never thought would be possible while working in my current position.

As I step forward into this new chapter, I'm more encouraged than ever that I'm going to be fine. It may take me a while but I KNOW for a fact that I'm a lot closer than I was 3 months ago, no longer stuck in that endless cycle.

This course was extremely easy to follow and I didn't feel ashamed at all for not knowing anything that we as "adults" need to know about money. It's 100% a safe space for learning about yourself and being able to understand why you're like that in order to not suppress, but be aware, and make the necessary choices to move forward and do what is best. That is what I love the most about this program!"

Meet Laura: Went from stuck living pay check to pay check to having a clear plan to reach her goals.

“Nicole and her team teach you how to become financially literate at your own pace and without giving up the things that you love. This is a judgement free zone, they want you to succeed and are supportive and present throughout your entire journey.

I have a six figure income and not much to show for it. I've always been good with saving, but after I purchased my home and had my son, I found that I didn't have the money to make necessary purchases for upgrades or emergencies and couldn't get my savings back to where it had been.

I was living paycheck to paycheck- something I hadn't done in years. I knew I needed to make a change, but had no idea where to start. And then Nicole appeared on my for you page. I followed her, binge watched all of her content and decided that I needed to learn from her. I was hesitant and scared during my application interview, but decided to jump in.

This is not a get rich quick course. You have to go through the steps, change your mindset and get clear with your goals. You have to dig deep too- it's uncomfortable at times and I did get stuck, but I was supported when that happened and had the resources I needed to get unstuck.

I have learned how to make my money work harder for me, have a plan to pay off my debts, and have a clear plan to reach to my goals. I still have some work to do (just do the damn thing!), but I am getting there and am in a much better place than when I started. My only regret is that I did not find Nicole sooner.

As Abel Morales says, “When it feels scary to jump, that is exactly when you jump. Otherwise you end up staying in the same place your entire life. And that I can't do”.

Meet Emily: Increased her net worth by $7,000 in 3 months.

"This course was a game changer. During just the first month of the course, I cut a $3000 credit card bill down to $0 and I kept it at $0!

While paying down my debt, I also increased my savings by $4000 since September. I also started investing in the stock market.

I would rather have money in my accounts for my true goals than things! Overall, I loved it and the ideals it gave me."

Can't afford to get your finances in order?

What if you can't afford not to? Try this exercise:

1. How long have you been feeling stuck
2. How much do you make per year
3. Multiply the number of years by your income
4. This is the total amount of dollars that has come into your life since you've been feeling stuck...
5. What do you have to show for it?

Make the investment into yourself and start getting everything you've ever wanted. Money gets to be easy, and you get to have the life you've always wanted.